Staying Safe Online
The ten scams to be wary of - From the BBC [See original article ]
Covid-19 financial support scams
1. Fake government emails, which look like they are from government departments offering grants of up to £7,500. The emails contain links which steal personal and financial information.
2. Scam emails offering access to "Covid-19 relief funds", which encourage victims to fill in a form and hand over their personal information.
3. Official-looking emails offering a "council tax reduction". The emails contain links that lead to a fake government website, which harvests personal and financial information.
4. Benefit recipients are offered help in applying for universal credit, but fraudsters grab some of the payment as an advance for their "services".
5. Phishing emails claiming that the recipient has been in contact with someone diagnosed with Covid-19. They lead to fake websites that are used to steal personal and financial information or infect devices with malware.
6. Fake adverts for non-existent coronavirus-related products, such as hand sanitizer and face masks, which simply take the victim's cash and send them nothing.
7. Fake emails and texts claiming to be from TV Licensing, telling people they are eligible for six months for free because of the pandemic. Victims are told there has been a problem with their direct debit and are asked to click on a link that takes them to a fake website, which steals their personal and financial information.
8. Emails asking people to update their TV subscription services payment details by clicking on a link which is then used to steal credit card information.
9. Fake profiles on social media sites are used to manipulate victims into handing over their money. Criminals will often use the identities of real people to strike up conversation with their targets.
10. Fake investment opportunities are advertised on social media sites, encouraging victims to "take advantage of the financial downturn". Bitcoin platforms are using emails and adverts on social media platforms to encourage unsuspecting victims to put money into fake companies using fake websites.
Links to Organisations Offering Advice on Internet Safety
This information is provided so that members may guard against online fraud. Cardiff U3A does not recommend or endorse any particular organisation.
Get Safe Online (getsafeonline.org) (see details of Coronavirus scams in particular)
Staying Safe Online (Age UK)
20+ Coronavirus scams - Martin Lewis (Money Saving Expert)
HSBC - Protect yourself against Fraud
Barclays - Fraud and Protection
Your own Bank may publish information specific to your account(s).